As we require various types of financial services during our life, such as financial planning, tax planning, return filing, investments, banking consulting, insurance etc., for which we engage with various people from various companies providing different financial services. These different companies/ service providers are work from their own perspective and targets, irrespective of your financial conditions and goals. This may result sometimes in:
· unbalanced investment portfolio
· improper tax planning
· short term small gains were considered over long term value creation
· investment is not cost effective
Planfinance offers Lifetime Membership Plan where once you register and become member with us, you will get all personal finance services. We ensures the perfect harmonization of all personal finance components which gives you best returns and help you achieve your financial goals in short term as well as in long term.
Planfinance Financial Planning Advantage Plan:
Services Offered:
(A) Comprehensive Financial Plan service includes:
· Cash Flow analysis
· Net worth and financial strength & weakness analysis
· Goals Planning: attainability and shortage/ surplus analysis
· Preparing roadmap for achieving goals
· Assets Allocation Analysis – existing and recommended
· Investment Planning: Portfolio designing considering Debt, Equity, Real Estate, Mutual Funds, Gold, Commodities etc.
· Insurance Planning
· Retirement Planning
· Tax Planning: current and advanced
· Estate Planning
· Personal meeting with your financial planning presentation and conference call at your discretion
(B) Other ongoing support services:
· Income tax and wealth tax computation and return filing (One ITR filing )
· Continuous monitoring of your investment portfolio and sending you alerts whenever realignment of portfolio is required
· Regular SIP & Premium reminders
· Regular policy updates
· New product recommendations
· Life Insurance, Health Insurance and General Insurance advisory and solution support
· Banking advisory and solutions support for Home Loan, Personal Loan, Education Loan, Car Loan etc.
· Providing you with ongoing assistance in all financial matters and making you aware about emerging financial opportunity on regular basis.
· A dedicated financial advisor/ relationship manager is available throughout the period
· Our quality service practices are directly aimed to giving you the best customer experience and there is no force selling of products.
Planfinance Investment Adviosry Plan:
(A) Investment Advisory service includes:
· Designing of investment
portfolio: Portfolio
management is a technique of matching the components
of one's investment mix with predetermined financial goals. This includes
selecting the most suitable investment options after assessing their
performance in the past and estimating their growth in future. A portfolio is
held as part of an individual's investment strategy of diversification, whereby
varied assets are owned, so as to reduce investment risk. The factors that considered in choosing exposures to
different asset classes (equities, mutual funds, bonds, real estate,
commodities, fixed deposits insurance & money market/ cash instruments) are
1. Risk Profile, 2. Investment Objective and 3. Time Horizon.
· Monitoring your portfolio: Continuous monitoring of
your investment portfolio and sending you alerts whenever realignment of
portfolio is required.
· Investment support services:
All types
of back office and admin support such as filling the form, changes in bank
account, investor address or other information, redemption request, switched
requests, stoppage of SIP etc.
(B) Other ongoing support services:
· Providing
you with ongoing assistance in all financial matters and making you aware about
emerging financial opportunity on regular basis.
· Regular
SIP & Premium reminders
· Regular
policy updates
· New
product recommendations
· Life
Insurance, Health Insurance and General Insurance advisory and solution support
· Banking
advisory and solutions support for Home Loan, Personal Loan, Education Loan,
Car Loan etc.
· A
dedicated financial advisor/ relationship manager is available throughout the
period
· Our
quality
service practices are directly aimed to giving you the best
customer experience and there is no force selling of products.
“The ADVANTAGE Planfinance”:
v All Financial services – One stop solution: We derive value from the fact that dealing with different companies for different financial services is not only difficult but some time results in unbalanced/ mismatched personal finance components.
v Lifetime Membership Plan: It is not one-time product selling and get away with commissions. The relationship and service commitment from Planfinance is for the longer period, which ensures the achievement of long-term financial goals with correct personal finance strategy and product selection.
v The focus strategy for Insurance: We have kept tie-up with only one Company for providing life and general insurance.
- Life Insurance: HDFC Standard Life Insurance
- General Insurance: TATA-AIG General Insurance
- Health Insurance: Apollo Munich Health Insurance
The selection was made on the basis of Company’s reputation, their cost effectiveness, past history for claim settlement, fairness in dealings, smooth process for claim settlement, availability of wider product range and overall customer experience.
The benefit of ‘One Company focus’ are; a) it enables Planfinance to have better co-ordination with insurer for policies execution and its speedy settlement b) it will avoid misselling of cheap products of the companies having poor track record in settling claims and other dealings c) it will avoid confusion in insurance terms, as different insurance terms offered by different companies.
v File IT return in 3 easy steps – No hassles of online filing of return: Our taxation experts will file return for you and no hassles of online return filing.
v Plan your income - save your taxes: The tax experts of Planfinance will help you preparing correct tax strategy using all tax planning options, such as - spread your income to all family members, to reduce your overall tax liability in short term as well as in long term.
Privacy Policy:
We use the information that you provide to us when you register on a page of website, fill out a survey or otherwise give the information to take advantage of specific services, for our own use to improve our products and services and deliver the services you have requested. In addition we may use the information you provide us to send you marketing information about Planfinance products and services.