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Health and Accident Insurance : |
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Health Insurance (popularly known as Medi-claim Policy) offers protection from unexpected medical emergencies, providing a financial support. Health insurance therefore, can be a source of support as it takes care of the financial burden your family may have to go through. It will help you tackle such situations with ease by providing you with timely and adequate medical care. |
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his policy covers individual and ones family from medical expenses during.
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sudden illness |
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surgeries (acquired in respect of any disease, which has arisen during the policy period.) |
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accidents including room charges, doctor's fees, medicines, tests etc |
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Key Policies : |
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Family Floater Insurance : |
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Family Floater Health Insurance plan is a comprehensive Health Insurance policy that lets you share the entire sum insured among the family members covered under the policy, without any individual upper limits. Secure your family against financial emergencies during sudden illness, surgery and accidents as well as against terrorist activities. |
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Key Features : |
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Medical expenses incurred as an inpatient during hospitalisation for more
than 24 hours, including room charges, doctor/ surgeon's fee, medicines
bills, etc |
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Medical expenses incurred 30 days prior and 60 days post hospitalisation |
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Day Care expenses incurred on named advanced technological surgeries and procedures requiring less than 24 hours of hospitalisation. (Including Dialysis, Radiotherapy and Chemotherapy |
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Individual Health Insurance : |
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A comprehensive Health Insurance policy that not only goes beyond covering just your hospitalisation expenses, but also offers coverage for Out Patient Treatment expenses (OPD) and Tax Benefits. |
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Key Features : |
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Medical expenses incurred as an inpatient during hospitalisation for more than 24 hours, including room charges, doctor's / surgeon's fee, medicines, diagnostic
tests, etc. |
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Medical expenses incurred 30 days prior and 60 days post hospitalisation |
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Pre-existing diseases can be covered after two continuous years of coverage with the Company* |
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Covers against hospitalisation# in case of Swine Flu / H1N1 influenza |
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Critical Care Insurance : |
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A major illness or accident can adversely affect your plans for the future, since it keeps you away from work and eats into your savings. Critical Care Insurance policy helps protect your savings by taking care of your medical expenses during those trying times, so that your savings can be utilised in the way you had initially planned. It also offers financial support to help you cope with the lifestyle changes that you need to make post a critical illness or major accident, by offering you a lump-sum benefit of the entire sum insured on first diagnosis / undergoing of any of the nine listed medical illnesses and procedures. |
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Personal Accident Insurance : |
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Personal Accident policy covers you for |
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Terrorism and Acts of Terrorism: In case of the death of the insured arising out of terrorism or acts of terrorism within the policy period, the nominee (mentioned in the policy) is compensated with the sum Insured. The Company shall also pay compensation against permanent and total loss of limbs, sight etc. (of the insured) arising out of terrorism or acts of terrorism. |
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Accidental Death : In case of death of the insured due to an accident within the policy period, the nominee (mentioned in the policy) is compensated with the Sum Insured. |
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Permanent Total Disablement (PTD) : Personal Accident pays compensation against the permanent and total |
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